ICNB Financial Corp. Declares Q3 Cash Dividend

ICNB Financial Corp. Declares Q3 Cash Dividend

IONIA, Mich., Sept. 13 /PRNewswire-FirstCall/ -- ICNB Financial Corporation (BULLETIN BOARD: ICNB) , the holding company for Ionia County National Bank and Austin Mortgage Company, declared its regular third-quarter dividend, James D. Fast, President, announced today.

The Board of Directors authorized the payment of a regular third-quarter dividend in the amount of $0.23 per share, payable October 20, 2005 to shareholders of record September 23, 2005.

The payment is equal to the third-quarter-2004 dividend and brings the year-to-date payout to $0.69 per share, on par with last year's nine-month total.

Mr. Fast noted that shareholders' cumulative payout was additionally boosted from the Corporation's 5% stock dividend, declared and paid at yearend 2004.

ICNB Financial Corporation (OTCBB: ICNB) is the holding company for Ionia County National Bank and Austin Mortgage Company. Founded in 1934, Ionia County National Bank is a leading full-service community bank providing a wide range of commercial and consumer financial services from offices in Ionia, Belding, Grand Rapids, Lowell, Sunfield and Woodland, Michigan. Austin Mortgage Company, founded in 1990, is headquartered in Grand Rapids, Michigan and conducts business in Gaylord, Grand Haven, and Muskegon, Michigan.

Principal marketmakers are Howe Barnes Investments and Stifel, Nicolaus & Company.

Safe Harbor Provision. This news release contains forward-looking statements made pursuant to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. Such statements are based on management's current information and expectations and are subject to a number of risks and uncertainties, which can cause actual results to differ materially from those described in the forward-looking statements. The Company assumes no obligation to update or clarify forward-looking statements.

This news release and other information about ICNB Financial Corporation are available at no charge at http://www.prnewswire.com/ and http://www.icnb.com/ .

Source: ICNB Financial Corporation

CONTACT: James D. Fast of ICNB Financial Corp., +1-616-527-8725; or
Mike Marcotte of Marcotte Financial Relations, +1-248-656-3873, for ICNB
Financial Corp.

Web site: http://www.icnb.com/

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Profile: financial services